Accident insurance is a type of insurance policy that provides financial protection against losses and damages resulting from accidents. This coverage is designed to provide financial support for medical expenses, lost wages, and other expenses that may result from an accident, regardless of whether the accident is work-related or not.

Accident insurance policies typically provide coverage for medical expenses, such as doctor visits, hospital stays, and rehabilitation costs. They may also provide coverage for lost wages, transportation expenses, and other costs related to the accident. The coverage amount and specific details of the policy will vary based on the individual policy and the insurance company providing the coverage.