Flood insurance coverage is a type of insurance policy that provides financial protection against losses and damages caused by flooding. Flooding is a common natural disaster that can occur as a result of heavy rains, melting snow, hurricanes, and other weather-related events. It can cause significant damage to homes, businesses, and other structures, as well as personal property and vehicles.

Flood insurance coverage typically covers damages to the structure of the building, personal belongings, and living expenses incurred due to displacement from the flood. The coverage amount and specific details of the policy will vary based on the individual policy and the insurance company providing the coverage. It is important to note that standard homeowners or renters insurance policies do not typically cover damages caused by floods, and that a separate flood insurance policy is required.